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Credit : Business & Finance

Are Equity Accounts a Credit Balance Account?

Accountants classify equity accounts as those that determine the net worth of the business. All companies include equity accounts, whether the business owner organizes as a sole proprietorship, a partnership or a corporation. Most equity accounts are reported with a normal credit balance, but some e

Know the Dangers of Debt Settlement

Even though debt settlement may promise to reduce your debt, they can't promise to keep your credit in tact at the same time. Find out how debt settlement works and why it may not be the best solution.

The Impact of Credit Scores on Car Insurance Premiums

Credit Scores are more important than ever with many car insurers looking at your credit score to help determine how likely you are to make a claim. It doesn't matter whether you believe that

Can Government Credit Card Debt Counseling Services Help You Get Out of Debt?

Why is government credit card debt counseling becoming such an appealing process for so many people? Well, the main reason is that once a person succumbs to the complexities and arrows of excess debt, it can be really difficult to crawl out from the proverbial hole one finds him or herself.

Tips For Finding A Credit Card Company

The best credit card companies have the following important things in common: they are accepted by most vendors, they have great rewards, they have a good interest rate, they have effective customer service and they have low or zero annual fees. Consider this, and the following advice, when looking

Why Do Credit Cards Have an Expiration Date?

Credit card expiration dates may seem unnecessary, but they actually serve a relatively useful purpose. The reason they exist varies depending on whom you ask.

Difficulty in Getting Credit Cards Approved

While having too many credit cards is a problem for some people, other people face difficulties acquiring a credit card. Obtaining a credit card requires you, as a potential borrower, to prove to the card issuer that you will repay the loan you take out and therefore make the lender a profit. There

How to Report Workers' Comp

Workers' compensation provides medical, disability and death benefits to those who experience injury while on the job. It is a no-fault system, which means you file and collect benefits without having to find blame. The disadvantage is that you cannot sue the employer for damages covered under the w

Prescreening Credit Reports for Jobs

The Consumer Credit Reporting Reform Act of 1996 allowed companies the opportunity to prescreen credit histories. Sometimes used for purposes of offering new credit cards or lowering insurance rates, companies use prescreening to learn more about job applicants. Some states prohibit this practice en

Credit Score Secrets Part 3 - Credit Scoring and Your Financial History

Your credit history affects your ability to borrow and even creeps up to attack how much money it costs you to borrow once you find yourself actually approved for something. Every creditor, lender or individual interested in someone as a prospective customer has a credit scoring system in place to u

Negotiating Credit Card Debt the Right Way

Good luck trying to call up your credit card company on your own and getting them to reduce your debt-there's a better way to go about it. Negotiating credit card debt the right way is something you should learn more about so you can get out and away from your debt.

Types of Consumer Credit Cards in Circulation

Just like cell phones and microwaves, many people can't imagine life without credit cards. Credit cards enable quick purchases and can just about eliminate the need to carry a checkbook or substantial amounts of cash. If you're thinking of applying for a new credit card, be sure to read the terms an

Defend Your Online Business With Bin Database Software

Bin database software can become a vital part of your business in protecting your company if you take money online. Based on debit cards credit numbers, this software can detect details of bank that have ...

3 Great Credit Ideas

Finally, ideas that are easy to follow and will help your credit status. These ideas will have been overlooked because we find ourselves trying to figure out the credit world. No longer necessary you can't live without knowing...

How Knowledge of Credit Can Help #12 - Covering the Bills

Your numbers will also have an impact on starting new contracts with television companies, getting financing and charging deals with retail stores and much more. If you have a good number you will be able to get what you want and at a better price.

Credit Card Introductory Offers: Low APR

Extensive use of credit cards has brought about different features, offers, and charges from many credit card companies. This makes it more difficult to choose which particular credit card to purchase. Oftentimes, people grab the chance of introductory offers having very low interest rates only to f