Browsing Category
Credit : Business & Finance
Are Equity Accounts a Credit Balance Account?
Accountants classify equity accounts as those that determine the net worth of the business. All companies include equity accounts, whether the business owner organizes as a sole proprietorship, a partnership or a corporation. Most equity accounts are reported with a normal credit balance, but some e
Know the Dangers of Debt Settlement
Even though debt settlement may promise to reduce your debt, they can't promise to keep your credit in tact at the same time. Find out how debt settlement works and why it may not be the best solution.
Get a Good Book That Helps to Repair and Remove Bad Credit If You Want a Higher Credit Score
The internet is literally packed with ads for a good book that helps to repair and remove bad credit but not all are offering the same information to consumers. Buy the wrong book and you get rehashed garbage, buy the right book and you'll get a good plan to restore your credit in no time.
Repair Credit Report - Tired of Being Hindered by Bad Credit? Repair Your Report Here
Do you find yourself becoming more and more cynical as far as financial transactions are concerned? Do you often presume that your loan application will be rejected even before you apply for the same? Chances are that you are suffering the negative consequences of having a bad credit report.
How to Help Yourself When It Comes to Credit Card Debt
A lot of people are getting caught up in credit card debt. Here are a few tips that may help you get yourself back on track.
The Impact of Credit Scores on Car Insurance Premiums
Credit Scores are more important than ever with many car insurers looking at your credit score to help determine how likely you are to make a claim. It doesn't matter whether you believe that
Can Government Credit Card Debt Counseling Services Help You Get Out of Debt?
Why is government credit card debt counseling becoming such an appealing process for so many people? Well, the main reason is that once a person succumbs to the complexities and arrows of excess debt, it can be really difficult to crawl out from the proverbial hole one finds him or herself.
Tips For Finding A Credit Card Company
The best credit card companies have the following important things in common: they are accepted by most vendors, they have great rewards, they have a good interest rate, they have effective customer service and they have low or zero annual fees. Consider this, and the following advice, when looking
Account Not Showing on Your Credit Report? Here's Why
Learn three common reasons that some accounts may not show up on your credit report either with a single credit bureau or even all three credit bureaus.
Why Do Credit Cards Have an Expiration Date?
Credit card expiration dates may seem unnecessary, but they actually serve a relatively useful purpose. The reason they exist varies depending on whom you ask.
Difficulty in Getting Credit Cards Approved
While having too many credit cards is a problem for some people, other people face difficulties acquiring a credit card. Obtaining a credit card requires you, as a potential borrower, to prove to the card issuer that you will repay the loan you take out and therefore make the lender a profit. There
How to Report Workers' Comp
Workers' compensation provides medical, disability and death benefits to those who experience injury while on the job. It is a no-fault system, which means you file and collect benefits without having to find blame. The disadvantage is that you cannot sue the employer for damages covered under the w
Prescreening Credit Reports for Jobs
The Consumer Credit Reporting Reform Act of 1996 allowed companies the opportunity to prescreen credit histories. Sometimes used for purposes of offering new credit cards or lowering insurance rates, companies use prescreening to learn more about job applicants. Some states prohibit this practice en
Young People, and Students How to get Credit and Stay out of Debt
This articles explains the basics of what credit is, why you need it, and what the impact of it on your life, with particular focus on young people and students. The articles explains the reason havin
Credit Score Secrets Part 3 - Credit Scoring and Your Financial History
Your credit history affects your ability to borrow and even creeps up to attack how much money it costs you to borrow once you find yourself actually approved for something. Every creditor, lender or individual interested in someone as a prospective customer has a credit scoring system in place to u
Negotiating Credit Card Debt the Right Way
Good luck trying to call up your credit card company on your own and getting them to reduce your debt-there's a better way to go about it. Negotiating credit card debt the right way is something you should learn more about so you can get out and away from your debt.
Types of Consumer Credit Cards in Circulation
Just like cell phones and microwaves, many people can't imagine life without credit cards. Credit cards enable quick purchases and can just about eliminate the need to carry a checkbook or substantial amounts of cash. If you're thinking of applying for a new credit card, be sure to read the terms an
Defend Your Online Business With Bin Database Software
Bin database software can become a vital part of your business in protecting your company if you take money online. Based on debit cards credit numbers, this software can detect details of bank that have ...
3 Great Credit Ideas
Finally, ideas that are easy to follow and will help your credit status. These ideas will have been overlooked because we find ourselves trying to figure out the credit world. No longer necessary you can't live without knowing...
How Knowledge of Credit Can Help #12 - Covering the Bills
Your numbers will also have an impact on starting new contracts with television companies, getting financing and charging deals with retail stores and much more. If you have a good number you will be able to get what you want and at a better price.